Financial Technology (Fintech), one of the inevitable products of the industrial revolution 4.0, is a term applied in the combination of finance and technology to create new products and services in the industry. banking and finance sector based on information technology and telecommunications. In the past 10 years, the participation of Fintech has had a significant impact on changing financial and banking activities in Vietnam. However, Fintech's activities still have many limitations in terms of scale, quality and policy mechanisms that need to be overcome in the near future. With the approach of some of the impacts of Fintech on the financial - banking system in the 4.0 revolution, this article will tell more about the Fintech strategy of Saigon Thuong Tin Commercial Joint Stock Bank - SacomBank.